Home » Author JohnGarza Page

Author: JohnGarza

Published articles: 8

Author Articles List

Sort by:

Are you an expert when it comes to your own credit score-and how you got it?

December 1, 2011 | Posted in Uncategorized

If you’re in the market to buy a new home, it’s important that you learn how to see yourself with the eyes of a mortgage lender. That’s because the more you know about your credit score, and how to boost it higher, the better off you’ll be. You see, a good credit score has its …

Comments Off

Keeping Your Major Investment Safe, Secure-And In Good Shape.

December 1, 2011 | Posted in Uncategorized

The importance of a Property Survey. A survey assures the lender and the buyer that the land and the information on the deed are the same. Yes, a piece of property-the land itself-is a constant. But the things on it-like structures, fences, and so forth-can change. Plus, legalities like codes, easements, rights of way, and …

Comments Off

Is your moving budget road-worthy?

November 30, 2011 | Posted in Uncategorized

No matter how well you plan your move, chances are there are going to be a few bumps in the road. There will be costs and complications you didn’t anticipate. If you’re making your first big move, here are a few of the detours and potholes you might experience along the way. So expect the …

Comments Off

Appraised Value: The Ups & Downs Of How Much A House Is Worth.

November 30, 2011 | Posted in Uncategorized

Appraised Value: The Ups & Downs Of How Much A House Is Worth. Determining Fair Market Value is an eternal struggle and major balancing act. That’s because buyers want a house to appraise on the low side-to keep the purchase price down. While sellers want the same house to appraise on the high side-to make …

Comments Off

The Green House: Demand Is Growing For Environmentally Friendly Homes.

November 22, 2011 | Posted in Uncategorized

In decades past, it used to be that environmentally friendly homes were known for looking, well, a little strange. Sometimes they were domes made of foam. Or half-buried underground. But however they were designed, they usually didn’t fit in with traditional neighborhoods-or offer highly desirable amenities and features. So most homebuyers wanted nothing to do …

Comments Off

HOMEBUYER BENEFITS OF ENERGY STAR HOMES

November 22, 2011 | Posted in Uncategorized

BUYER CONFIDENCE As soon as you see the government-backed ENERGY STAR? symbol, you can be assured that you are buying a home that was built to be truly efficient. Enjoy peace of mind in knowing that the home was inspected by a third party and has met the rigorous energy efficiency guidelines required by the …

Comments Off

Homebuyer trivia that’s not very trivial

November 22, 2011 | Posted in Uncategorized

Did you know that there are special mortgage programs for those who serve their communities in such fields as medicine, education, the military, firefighters, emergency medical services, and law enforcement? Many of these programs offer relatively low interest rates and favorable credit terms. And they are frequently designed for first-time homebuyers. To check your credit …

Comments Off

Your Credit – Know the Score!

November 22, 2011 | Posted in Uncategorized

When you decide you want to buy a house, what’s the first thing you should do? If your answer is “go house hunting,” that’s definitely the wrong answer. The right one? Find out what your credit report says about you. And what your credit score is. The worst possible case is that, without good credit, …

Comments Off